Buying a business with little to no money down is possible, though it can require some creativity and understanding of how to leverage. In this article, we will discuss the most popular methods to purchase a business with no money of your own, including SBA loans, seller financing, venture capital investments and crowdfunding.

How to Purchase a Business with No Money?

The most popular methods to buy a business with no money of your own are SBA loan and Seller financing. An SBA loan is a government-backed loan program that helps small business owners secure financing when they cannot get it elsewhere. Seller financing, on the other hand, is when the seller of the business loans you the money to purchase the business.

Other ways to purchase a business with no money include seeking investment from venture capitalists, leveraging, and crowdfunding. Venture capitalists are investors who provide capital in exchange for a portion of the company’s equity. Leveraging involves using the assets of the company you are purchasing to secure the loan.

Getting the Seller to Finance 100%

The key to buying a business with little to no money down is to get the seller to finance 100%. This can be done by finding a business that is offered with seller financing. Some owners who are selling their business are willing to loan buyers the money to purchase the business.

If all else fails, you can always try to raise the capital you need to purchase the business through crowdfunding. Crowdfunding is when you raise small amounts of money from a large number of investors. This can be done through websites such as Kickstarter, Indiegogo, or GoFundMe.


Buying a business with no money of your own is possible, though it can require creativity and an understanding of the different financing options available. If you have questions about purchasing a business with no money, or need help finding a qualified business broker, is a great resource.

Is it possible to purchase a business without any funds?

1. Search for an owner who is willing to let go of their business.
2. Seek out a business that is not doing well.
3. Propose to pay a higher interest rate or provide more payments in exchange for your work.
4. Invite a partner who does not take an active role in the business.
5. Look for an alternate means of financing.
6. Ask for donations from a large number of people online.

What steps do you need to take to acquire a business?

If you’re thinking about buying a business, these tips can help you get started:
1. Work out what company you would like to purchase.
2. Team up with a business intermediary.
3. Find out why the proprietor is selling.
4. Analyze the consumer base.
5. Do a thorough investigation.
6. Check out different financing options.
7. Consider the business’s established brand.
8. Assess the current customers.

What are some ways I can generate funds to purchase an established business?

Grants. …
Personal savings. …
Traditional bank loans.

Raise money for your business by using crowdfunding, seeking out angel investors, bootstrapping, looking for venture capitalists, taking out microloans, applying for an SBA loan, finding purchase order financing, entering contests, applying for grants, using personal savings, or taking out a traditional bank loan.

What steps do you need to take to obtain a business?

1. Developing a purpose for the purchase. Prior to buying a company and going ahead with anything, there needs to be a valid justification.
2. Establishing search parameters.
3. Investigating.
4. Reaching out.
5. Introductory meetings.
6. Proposing an offer.
7. Conducting due diligence.
8. Completing the deal.